Health Insurance Revamp in Haryana: Changes in the Ayushman Bharat-Chirayu Haryana Scheme

The government of Haryana is set to bring about significant changes in its health insurance scheme, extending coverage to families with an annual income of 5 lakhs. A one-time payment of 5,000 rupees as an annual premium is required for eligible beneficiaries to avail themselves of the scheme.

Ayushman Bharat-Chirayu Haryana Scheme Overview:

The Ayushman Bharat-Chirayu Haryana scheme has successfully issued over one crore health cards in the state. Under this initiative, 74,33,548 cards fall under the Chirayu Haryana scheme, and 28,89,000 cards are part of the Ayushman Bharat scheme.

Impact of Recent Changes:

With the latest modification in the state's health insurance scheme, 75% of the population will now be covered under health insurance after the third revision.

Understanding Chirayu Haryana Scheme:

The Chirayu Haryana scheme has increased the annual income limit from 1.20 lakhs to 1.80 lakhs, encompassing more than 28 lakhs families in its ambit. Chief Minister Manohar Lal Khattar expanded the scope of the scheme by initiating the Chirayu Haryana plan to provide health benefits to more people under the Ayushman Bharat umbrella.

Further Expansion and Premium Adjustments:

Continuing the expansion, the Chief Minister raised the limit from 1.80 lakhs to 3 lakhs. Currently, those falling under the scheme are paying an annual premium of 1500 rupees to avail themselves of its benefits.

Benefits for the Population:

Around 38 lakh families have benefited from the Ayushman Bharat and Chirayu Haryana schemes, providing health coverage to a significant portion of the population. The scheme is expected to expand further, allowing individuals with an annual income of 5 lakhs to receive free treatment by paying a 5,000 rupees annual premium.

Expenditure and Treatment Coverage:

The state government has already disbursed claims amounting to 1130 crores for the treatment of approximately 9 lakh patients under the Ayushman-Chirayu Haryana scheme. The scheme covers treatment for 1500 types of illnesses across 715 listed hospitals, comprising 539 private hospitals and 176 government hospitals.

In conclusion, the ongoing efforts to enhance health insurance coverage in Haryana reflect a commitment to improving healthcare accessibility for a larger section of the population.